News & Insights


Self-Funded Health Plans Can Save Money, Up Risks

Groups in a self-funded arrangement are not required to adhere to many of the provisions required by ACA, including community rating and covering what are known as essential health benefits, and also are not required to pay some of the federally mandated fees that fully insured plans do. As a result, a self-funded arrangement can provide some cost savings. Read more.

Employer Student Loan Repayment Programs Poised To Grow: PSCA

A new study by the Plan Sponsor Council of America on how student loan debt impacts participants’ retirement savings rates shows that only 1.4 percent of plan sponsors offer student loan repayment programs. Recently, several large sponsors made news in announcing the new benefit offering. Read more.

How the ACA is Affecting Benefits Enrollment

The Affordable Care Act is beginning to have an impact on employer plans. And one of those areas of difference is enrollment. Brokers who miss these emerging trends risk not setting proper client expectations and being unable to proactively manage the additional cost exposures created by these ACA impacts. Read more.

Employers Brace for Overtime Changes

The U.S. Department of Labor just delivered a juicy gift to compensation consultants: its final rule on overtime pay. At the heart of the new rule lies the definition of who is exempt, and who is not. Read more.

Moving Patient Payment Upfront

Hundreds of patients, many newly insured, were leaving Ascension Health's hospitals and other facilities drowning in debt from the deductibles not covered by their plans, said Rhonda Anderson, chief financial officer of the nation's largest not-for-profit health system. So Catholic-sponsored Ascension Health decided to eat the deductibles for any patient, including exchange patients, who earn below 250% of the federal poverty level at any of the 137 hospitals in 24 states it manages. Read more.

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